Terms and Conditions

Effective Date: 09/02/2025
Last Updated: 09/02/2025

Welcome to Daniela’s All Insurance LLC. By accessing or using our website Danielasallinsurance.com, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, you should not use our Site.

1. About Us

Daniela’s All Insurance LLC is a licensed health insurance brokerage based in Florida. We specialize in connecting individuals and families with health insurance coverage, including Affordable Care Act (Obamacare) marketplace plans.

2. Use of Website

  • The content provided on this Site is for informational purposes only and does not constitute financial, legal, or medical advice.

  • You must be at least 18 years old to use this Site.

  • You agree not to use this Site for any unlawful purpose or in a way that may impair its operation.

3. No Guarantee of Coverage

  • Use of this Site or communication with us does not guarantee health insurance coverage.

  • Insurance applications are subject to review and approval by insurance carriers and/or the Health Insurance Marketplace.

  • Premium amounts, eligibility, subsidies, and benefits are determined by applicable federal and state laws, not by Daniela’s All Insurance LLC.

4. Quotes and Estimates

  • Any quotes or estimates provided through this Site are for informational purposes only and are subject to change.

  • Final premiums, benefits, and eligibility will be determined by the issuing insurance company or Marketplace.

5. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Intellectual Property

  • All content on this Site, including text, graphics, logos, and images, is the property of Daniela’s All Insurance LLC unless otherwise stated.

  • You may not copy, distribute, or use our content without prior written consent.

7. Limitation of Liability

  • Daniela’s All Insurance LLC is not responsible for any errors, omissions, or delays in the information provided on this Site.

  • We are not liable for any direct, indirect, or incidental damages resulting from the use of this Site or reliance on its content.

8. Third-Party Links

  • Our Site may contain links to third-party websites, including insurance carriers and government resources.

  • We are not responsible for the content, accuracy, or privacy practices of third-party websites.

9. Compliance with Laws

We operate in compliance with federal and Florida state laws regulating insurance brokerages. By using our Site, you agree to comply with all applicable laws and regulations.

10. Changes to Terms

We may update these Terms from time to time. Updates will be posted on this page with a new effective date. Continued use of the Site means you accept the updated Terms.

11. Licensing Disclosure

Daniela’s All Insurance LLC is licensed to conduct insurance business in the state of Florida. Our licensed agents are authorized to provide assistance with Affordable Care Act (Obamacare) Marketplace plans and other health insurance products.

12. No Government Affiliation

Daniela’s All Insurance LLC is not a government agency and is not affiliated with Healthcare.gov, the federal government, or the Florida government. We are an independent insurance brokerage that helps individuals and families navigate available options.

13. Florida Residents Only

Our services are intended primarily for residents of the State of Florida. If you reside outside of Florida, coverage options may vary, and certain information provided on this Site may not apply to your state of residence.

14. Florida Consumer Rights

As a Florida consumer, you have the right to:

  • Receive accurate information about insurance plans before enrolling.

  • File complaints with the Florida Department of Financial Services, Division of Consumer Services if you feel misled.

  • Request copies of all applications and policy documents submitted through our agency.

15. Governing Law

These Terms shall be governed by and construed under the laws of the State of Florida, without regard to conflict of law principles. Any disputes shall be handled in the appropriate courts located in Palm Beach County, Florida.

16. Contact Us

If you have questions about these Terms, please contact us:

Daniela’s All Insurance LLC
2945 S Congress Ave, Palm Springs, Florida 33461
Phone: (561) 388-1213
Email: danielasallinsurance@gmail.com